Shop without perfect credit. Get what you need and lease over time. Acima offers simple lease-to-own solutions with high approval rates and flexible payment schedules.
Low initial lease payment
Early purchase options available
Easy application — fast decision
Can be used in-store
Requirements: 3-month income history, active checking account, and government-issued ID.
Manage your account.
For Synchrony customer support please call (866) 396-8254
Applying is easy! Simply select the financing option at checkout or visit our financing page to fill out a quick application form. Credit decisions are made within minutes.
What financing/leasing options do you offer?
SleepCity has teamed up with multiple financing and leasing providers to offer flexible payment options:
Acima Leasing
Synchrony
Snap Finance
Koalafi
Wells Fargo
Can I apply for financing with bad credit?
Yes. Providers like Snap Finance, Koalafi, & Synchrony consider factors beyond traditional credit scores, offering opportunities to those with bad or no credit history.
What are the approval amounts?
Approval amounts vary by provider:
Snap Finance: Up to $5,000.
Koalafi: Up to $7,500 for lease-to-own and $65,000 for loan financing.
How do I make payments?
Payment methods depend on the financing provider:
Synchrony: Payments can be managed online through their account portal.
Snap Finance: Offers automatic payments aligned with your paydays, with options to adjust payment frequency.
Koalafi: Accepts payments via bank account transfers and debit cards.
Who do I contact for questions about my financing account?
