Explore financing and leasing options for every credit path, then choose the SleepCity mattress, base, or bedding package that fits your home and budget.
Shop without perfect credit. Get what you need and lease over time. Acima offers simple lease-to-own solutions with high approval rates and flexible payment schedules.
low initial lease payment
early purchase options available
Easy application — fast decision
Can be used in-store
Requirements: 3-month income history, active checking account, and government-issued ID.
Manage your account.
For Synchrony customer support please call (866) 396-8254
Applying is easy! Simply select the financing option at checkout or visit our financing page to fill out a quick application form. Credit decisions are made within minutes.
What financing/leasing options do you offer?
SleepCity has teamed up with multiple financing and leasing providers to offer flexible payment options:
Acima Leasing
Synchrony
Snap Finance
Koalafi
Wells Fargo
Can I apply for financing with bad credit?
Yes. Providers like Snap Finance, Koalafi, & Synchrony consider factors beyond traditional credit scores, offering opportunities to those with bad or no credit history.
What are the approval amounts?
Approval amounts vary by provider:
Snap Finance: Up to $5,000.
Koalafi: Up to $7,500 for lease-to-own and $65,000 for loan financing.
How do I make payments?
Payment methods depend on the financing provider:
Synchrony: Payments can be managed online through their account portal.
Snap Finance: Offers automatic payments aligned with your paydays, with options to adjust payment frequency.
Koalafi: Accepts payments via bank account transfers and debit cards.
Who do I contact for questions about my financing account?
